How to Actually Talk to Teenagers: What Works When Nothing Else Does

There is a version of modern parenting that treats childhood as a period to be protected from difficulty. Chores, in this view, are burdens that compete with homework, extracurriculars, and the childhood that children deserve to enjoy undisturbed. The research does not support this view. The data from some of the longest longitudinal studies in…

The statistics on adult financial literacy are not encouraging. A 2023 TIAA Institute survey found that only 52 percent of Americans could correctly answer basic financial literacy questions. Credit card debt, zero emergency savings, retirement accounts that barely exist — these are not abstract policy problems. They are outcomes that trace back, in many cases,…